3 Ways You Can Protect Yourself From Being Sued
Lawsuits happen all the time. It is not uncommon for someone to file a lawsuit to settle a dispute that they may have, even about something simple. Although the legal system is a great way to get restitution if you have been wronged, it is important that you protect yourself from being sued. Luckily, there are some simple things that you can do to protect yourself. Here are some suggestions.
1. Always Let Others Know About The Risks
If you host a party, or have people on your personal property, it is important to let everyone know the risks of being there. For example, if you have a swimming pool, you need to inform the parents that there is no lifeguard on duty, and that they are responsible for watching their own child. Perhaps you could put an age limit on swimming, unless a parent is present. This also goes for something like a trampoline; you could even put up a sign that says that guests jump at their own risk. This way you inform others that the activity that they are doing could potentially be dangerous and if they get hurt it is not your fault.
2. Don't Admit Fault In The Case Of An Accident
Another important thing is to make sure that you don't admit fault if there is some sort of accident. For instance, if a child is swimming at your pool and has some sort of accident don't say something like "I should have been paying closer attention" or "I knew we should have put up a fence" or any other statement that admits that you are to blame for the incident.
In most cases you can apologize for the situation without admitting fault. You can apologize for the situation, like "I am sorry your child got hurt" but do not take responsibility.
3. Have Liability Insurance Coverage
Even if you do everything that you can to protect yourself, there still may be a lawsuit filed against you. This is why it is important to get liability insurance coverage. Many times through your auto insurance and home insurance policies you can get liability coverage, which means that if you are sued the insurance company will help to cover some of the costs. Depending on the nature of the lawsuit, this can be very helpful and can protect you from total financial ruin.
By doing these simple things you can be sure that you are protecting yourself. To learn more, contact a personal injury attorney.
